Health Insurance In An Obama Administration – Is it Working?

We’ve heard a ton about Barack Obama’s health care reform that was meant to help the millions of Americans that lacked private health care insurance. The fact is that prior to Obama taking office, the proportion of Americans that have access to health care insurance had declined for 10 straight years. No matter what you think about Obama;s plan, I hope we all agree that such declines were a very bad sign for Americans. Last year, for the first time in over a decade, both the number and proportion of Americans without health insurance declined. There are now 48.6 million uninsured Americans with many more set to gain acces when the reform goes into action.

Who Has Been Affected?

So far, the biggest change has been the 19-25 year-old’s that are now covered by their parents insurance. Many other groups will also end up being impacted in the coming months though.

What Are Your Thoughts?

I’ve gotta say that as someone with both the US and Canadian citizenship, I see both sides of the fence. On one side, Canada offers health care to all of its citizens and while the level of care is good, there can be waiting lines as is the case for anything that is offered for free. Private health care services have also been gaining ground. The costs are increasing very quickly and like many other countries, it’s important for the government to start reviewing costs if they want to be able to afford what is being given.

The US offers the top health care in the world for those that can afford it. The country has been putting (much!) more money than anyone else into health care in the past decade with disappointing results as the main health indicators such as life expectancy continue to show the US trailing many other developed nations.

Not Sustainable

The fact is that neither country can afford to pay for high rising health care costs for much longer so some changes must be made. I do applaud Obama for tackling the problem, a very risky one politically. His solution is very far from perfect but I do think that it’s a step in the right direction in many different ways.

No Easy Solution

It’s not by luck that so few politicians discuss changing health care. It’s incredibly complex and difficult to do because there is bound to be a lot of unhappy people no matter how the changes are done. That being said, I think we’ll have to make very big changes at some point and they’ll be a lot less painful if they are done earlier. But since there is so little incentive to tackle the problem rather than let it wait a few more years.

Have You Been Impacted By The Obama Health Care Reform?

If so, I’d love to hear how it happened or what your thoughts are!

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